The utilization of ridesharing services is continuously making strides toward becoming more commonplace. The ride is far more relaxing than taking the bus or the subway, and the price is almost always lower than what it would be for a traditional taxi. Those low prices may, unfortunately, conceal a significant and hefty additional expense on top of that.
In the event that you are involved in an accident while using a ridesharing service, either as a passenger or as a driver, receiving reimbursement from your insurance company can quickly become rather difficult. There are some scenarios in which filing a lawsuit with the help of an Uber accident lawyer in Queens is the only option available to you if you want to and believe you are entitled to the recompense that you require.
It is highly likely that the insurance claim will be challenged.
Both Uber and Lyft require their drivers to have current motor insurance coverage as a condition of employment. However, drivers sometimes only carry a personal auto policy, which does not cover accidents that occur while the vehicle is being used for commercial reasons (owing to the fact that the driver should have been paying for commercial coverage). This leaves drivers vulnerable in the event of an accident.
Where do you get help?
On the page dedicated to rideshare accidents, you can go over the fortunate fact that the legislation of the state of New York mandates ridesharing companies to carry liability coverage for their drivers and their passengers. Having said that, even this level of responsibility does not come without its share of challenges.
The amount of coverage that is afforded to these vehicles and the drivers of those vehicles can literally change in the blink of an eye due to the fact that the amount of money that is paid out in insurance premiums is determined in part by whether or not there was a passenger in the vehicle. There is a chance that there will be a disagreement on the driver’s side.
It is anticipated that insurance firms will, if possible, completely deny or severely minimize their liability. This is due to the fact that insurance companies make more money when they reject or limit claims that policyholders submit. Because of this, you need to be sure that you have an attorney on your side who is not just knowledgeable but also proactive from the very beginning of the process.